Application Events

The structure of the webhook events related to applications.

Overview of DigiFi Application Events

The application events deliver instant notifications to your external applications when specific events occur related to applications. These events include "application.created," "application.updated," "application.decisionProcessed," and "application.deleted."

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Data Structure (Variables)

DigiFi enables customers to define custom variables to create a unique data structure. Therefore, the structure of the "variables" section of the events will differ by organization. The example below contains a basic set of variables for illustrative purposes.


Application Created

The "application.created" event occurs when an application is created, either manually on the platform or via APIs. The event data has the following structure:

{
    "eventId": "aaa660c477154478b17377d",
    "eventType": "application.created",
    "data": {
        "object": {
            "id": "bcd0e9b5d8dd46eb9d60b",
            "displayId": "100000",
            "variables": {
                "borrower_first_name": "John",
                "borrower_email": "[email protected]",
                "borrower_personal_id_number": "999999999",
                "borrower_last_name": "Doe",
                "borrower_phone": "+1234567890",
                "borrower_date_of_birth": "05/25/1978",
                "borrower_home_address": {
                  "street_number": "123",
                  "street_name": "Street",
                  "unit_number": "2",
                  "city": "Los Angeles",
                  "state_or_province": "CA",
                  "country": "US",
                  "zip_or_postal_code": "12345"
                },
                 "coborrower_first_name": "Jane",
                 "coborrower_last_name": "Doe",
                 "coborrower_email": "[email protected]",
                 "coborrower_phone": "+1234567890",
                 "coborrower_personal_id_number": "111111111",
                 "coborrower_date_of_birth": "01/05/1973",
                 "coborrower_home_address": {
                   "street_number": "123",
                   "street_name": "Street",
                   "unit_number": "2",
                   "city": "Los Angeles",
                   "state_or_province": "CA",
                   "country": "US",
                   "zip_or_postal_code": "12345"
                 },
                  "intermediary_name": "Intermediary",
                  "intermediary_email": "[email protected]",
                  "intermediary_id_number": "123456789",
                  "intermediary_phone": "+1234567789",
                  "intermediary_type": "Affiliate",
                  "loan_amount": 40000
            },
            "borrowerId": "66ce338079334a46a9a6cdb",
            "createdAt": "2023-05-18T17:35:01.513Z",
            "updatedAt": "2023-05-18T17:35:01.513Z",
            "declineReasons": [],
            "organizationId": "7b9bbe05fef44aa2b58",
            "testing": true,
            "coborrowerIds": [
              "4e8d891b6e584e2597d4cbea"
            ],
            "borrowerType": "person",
            "coborrowerTypes": [
              "person"
            ],
            "createdBy": {
                "id": "4b19f5bcc26d476da27d6dce",
                "firstName": "Team",
                "lastName": "Member",
                "email": "[email protected]",
                "phone": "*********0000",
                "isMfaEnabled": true,
                "isEmailVerified": true,
                "avatarParams": {
                    "originalFileName": "image.png",
                    "canvasHeight": 600,
                    "canvasWidth": 400,
                    "cropRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "imageRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "id": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                },
                "notificationBlacklist": [],
                "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
            },
            "updatedBy": {
                "id": "4b19f5bcc26d476da27d6dce",
                "firstName": "Team",
                "lastName": "Member",
                "email": "[email protected]",
                "phone": "*********0000",
                "isMfaEnabled": true,
                "isEmailVerified": true,
                "avatarParams": {
                    "originalFileName": "image.png",
                    "canvasHeight": 600,
                    "canvasWidth": 400,
                    "cropRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "imageRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "id": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                },
                "notificationBlacklist": [],
                "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
            },
            "transitionedToStatusAt": "2023-05-18T17:35:01.512Z",
            "labels": [
              {
                "id": "99a4b75f9b8d460ba15a165ba",
                "name": "Low Priority",
                "color": "#983C6C"
              }
            ],
            "teamMembers": [
                {
                    "id": "4b19f5bcc26d476da27d6dce",
                    "firstName": "Team",
                    "lastName": "Member",
                    "email": "[email protected]",
                    "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                }
            ],
            "status": {
                "id": "c72f888ae49846f496106",
                "name": "New Application",
                "permissionGroupsToEditApplication": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": false,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "permissionGroupsToMoveApplicationIntoStatus": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": true,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "permissionGroupsAbleToViewApplicationOnBoard": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": true,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "type": "initial"
            },
            "product": {
                "id": "5bd1a0a668374e31b15aedc71",
                "name": "Loan Product",
                "organization": "97203b05fa124b4cb86aa3c37",
                "organizationVersion": 0,
                "borrowerTypes": [
                    "person"
                ]
            }
        }
    },
    "createdAt": "2023-05-18T17:35:01.532Z"
}

Application Updated

The "application.updated" event occurs when an application is updated, either manually on the platform or via APIs. The event data has the following structure:

{
    "eventId": "646664a39907baa5ed7b882c",
    "eventType": "application.updated",
    "data": {
        "previousObject": {
            "id": "bcd0e9b5d8dd46eb9d60b",
            "displayId": "100000",
            "variables": {
                "borrower_first_name": "John",
                "borrower_email": "[email protected]",
                "borrower_personal_id_number": "999999999",
                "borrower_last_name": "Doe",
                "borrower_phone": "+1234567890",
                "borrower_date_of_birth": "05/25/1978",
                "borrower_home_address": {
                  "street_number": "123",
                  "street_name": "Street",
                  "unit_number": "2",
                  "city": "Los Angeles",
                  "state_or_province": "CA",
                  "country": "US",
                  "zip_or_postal_code": "12345"
                },
                 "coborrower_first_name": "Jane",
                 "coborrower_last_name": "Doe",
                 "coborrower_email": "[email protected]",
                 "coborrower_phone": "+1234567890",
                 "coborrower_personal_id_number": "111111111",
                 "coborrower_date_of_birth": "01/05/1973",
                 "coborrower_home_address": {
                   "street_number": "123",
                   "street_name": "Street",
                   "unit_number": "2",
                   "city": "Los Angeles",
                   "state_or_province": "CA",
                   "country": "US",
                   "zip_or_postal_code": "12345"
                 },
                  "intermediary_name": "Intermediary",
                  "intermediary_email": "[email protected]",
                  "intermediary_id_number": "123456789",
                  "intermediary_phone": "+1234567789",
                  "intermediary_type": "Affiliate",
                  "loan_amount": 40000
            },
            "borrowerId": "66ce338079334a46a9a6cdb",
            "createdAt": "2023-05-18T17:35:01.513Z",
            "updatedAt": "2023-05-18T17:35:01.513Z",
            "declineReasons": [],
            "organizationId": "7b9bbe05fef44aa2b58",
            "testing": true,
            "coborrowerIds": [
              "4e8d891b6e584e2597d4cbea"
            ],
            "borrowerType": "person",
            "coborrowerTypes": [
              "person"
            ],
            "createdBy": {
                "id": "4b19f5bcc26d476da27d6dce",
                "firstName": "Team",
                "lastName": "Member",
                "email": "[email protected]",
                "phone": "*********0000",
                "isMfaEnabled": true,
                "isEmailVerified": true,
                "avatarParams": {
                    "originalFileName": "image.png",
                    "canvasHeight": 600,
                    "canvasWidth": 400,
                    "cropRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "imageRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "id": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                },
                "notificationBlacklist": [],
                "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
            },
            "updatedBy": {
                "id": "4b19f5bcc26d476da27d6dce",
                "firstName": "Team",
                "lastName": "Member",
                "email": "[email protected]",
                "phone": "*********0000",
                "isMfaEnabled": true,
                "isEmailVerified": true,
                "avatarParams": {
                    "originalFileName": "image.png",
                    "canvasHeight": 600,
                    "canvasWidth": 400,
                    "cropRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "imageRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "id": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                },
                "notificationBlacklist": [],
                "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
            },
            "transitionedToStatusAt": "2023-05-18T17:35:01.512Z",
            "labels": [
              {
                "id": "99a4b75f9b8d460ba15a165ba",
                "name": "Low Priority",
                "color": "#983C6C"
              }
            ],
            "teamMembers": [
                {
                    "id": "4b19f5bcc26d476da27d6dce",
                    "firstName": "Team",
                    "lastName": "Member",
                    "email": "[email protected]",
                    "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                }
            ],
            "status": {
                "id": "c72f888ae49846f496106",
                "name": "New Application",
                "permissionGroupsToEditApplication": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": false,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "permissionGroupsToMoveApplicationIntoStatus": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": true,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "permissionGroupsAbleToViewApplicationOnBoard": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": true,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "type": "initial"
            },
            "product": {
                "id": "5bd1a0a668374e31b15aedc71",
                "name": "Loan Product",
                "organization": "97203b05fa124b4cb86aa3c37",
                "organizationVersion": 0,
                "borrowerTypes": [
                    "person"
                ]
            }
        },
        "object": {
            "id": "bcd0e9b5d8dd46eb9d60b",
            "displayId": "100000",
            "variables": {
                "borrower_first_name": "John",
                "borrower_email": "[email protected]",
                "borrower_personal_id_number": "999999999",
                "borrower_last_name": "Doe",
                "borrower_phone": "+1234567890",
                "borrower_date_of_birth": "05/25/1978",
                "borrower_home_address": {
                  "street_number": "123",
                  "street_name": "Street",
                  "unit_number": "2",
                  "city": "Los Angeles",
                  "state_or_province": "CA",
                  "country": "US",
                  "zip_or_postal_code": "12345"
                },
                 "coborrower_first_name": "Jane",
                 "coborrower_last_name": "Doe",
                 "coborrower_email": "[email protected]",
                 "coborrower_phone": "+1234567890",
                 "coborrower_personal_id_number": "111111111",
                 "coborrower_date_of_birth": "01/05/1973",
                 "coborrower_home_address": {
                   "street_number": "123",
                   "street_name": "Street",
                   "unit_number": "2",
                   "city": "Los Angeles",
                   "state_or_province": "CA",
                   "country": "US",
                   "zip_or_postal_code": "12345"
                 },
                  "intermediary_name": "Intermediary",
                  "intermediary_email": "[email protected]",
                  "intermediary_id_number": "123456789",
                  "intermediary_phone": "+1234567789",
                  "intermediary_type": "Affiliate",
                  "loan_amount": 50000
            },
            "borrowerId": "66ce338079334a46a9a6cdb",
            "createdAt": "2023-05-18T17:35:01.513Z",
            "updatedAt": "2023-05-18T17:35:01.513Z",
            "declineReasons": [],
            "organizationId": "7b9bbe05fef44aa2b58",
            "testing": true,
            "coborrowerIds": [
              "4e8d891b6e584e2597d4cbea"
            ],
            "borrowerType": "person",
            "coborrowerTypes": [
              "person"
            ],
            "createdBy": {
                "id": "4b19f5bcc26d476da27d6dce",
                "firstName": "Team",
                "lastName": "Member",
                "email": "[email protected]",
                "phone": "*********0000",
                "isMfaEnabled": true,
                "isEmailVerified": true,
                "avatarParams": {
                    "originalFileName": "image.png",
                    "canvasHeight": 600,
                    "canvasWidth": 400,
                    "cropRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "imageRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "id": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                },
                "notificationBlacklist": [],
                "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
            },
            "updatedBy": {
                "id": "4b19f5bcc26d476da27d6dce",
                "firstName": "Team",
                "lastName": "Member",
                "email": "[email protected]",
                "phone": "*********0000",
                "isMfaEnabled": true,
                "isEmailVerified": true,
                "avatarParams": {
                    "originalFileName": "image.png",
                    "canvasHeight": 600,
                    "canvasWidth": 400,
                    "cropRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "imageRect": {
                        "height": 268.52367688022287,
                        "width": 268.52367688022287,
                        "x": 171.33813714582607,
                        "y": 65.73816155988857
                    },
                    "id": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                },
                "notificationBlacklist": [],
                "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
            },
            "transitionedToStatusAt": "2023-05-18T17:35:01.512Z",
            "labels": [
              {
                "id": "99a4b75f9b8d460ba15a165ba",
                "name": "Low Priority",
                "color": "#983C6C"
              }
            ],
            "teamMembers": [
                {
                    "id": "4b19f5bcc26d476da27d6dce",
                    "firstName": "Team",
                    "lastName": "Member",
                    "email": "[email protected]",
                    "avatarId": "229f293a-7nj6-78n-noma-8e095eaf9f2c-184669daa710184669daa7100010a8c0b6d-41d2e493-7nh5-6bnj-6754-7d66a64f5e36"
                }
            ],
            "status": {
                "id": "c72f888ae49846f496106",
                "name": "New Application",
                "permissionGroupsToEditApplication": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": false,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "permissionGroupsToMoveApplicationIntoStatus": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": true,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "permissionGroupsAbleToViewApplicationOnBoard": {
                    "62b98d839476426de610f4f7": true,
                    "62b98d839476426e3410f4f6": true,
                    "62b98d83947642051a10f4f8": true,
                    "642b3596f230f64bb8eb7e4c": false
                },
                "type": "initial"
            },
            "product": {
                "id": "5bd1a0a668374e31b15aedc71",
                "name": "Loan Product",
                "organization": "97203b05fa124b4cb86aa3c37",
                "organizationVersion": 0,
                "borrowerTypes": [
                    "person"
                ]
            }
        }
    },
    "createdAt": "2023-05-18T17:47:15.785Z"
}

Application Decision Processed

The "application.decisionProcessed" event occurs when a decision strategy is run within an application, either manually on the platform or via APIs. The event data has the following structure:

{
    "eventId": "30bdc69631664ff992c0e1c90",
    "eventType": "applicationDecisionProcessed",
    "data": {
        "id": "bad924ea42a34e0cbd5d05fc",
        "name": "Decision 1",
        "applicationId": "bcd0e9b5d8dd46eb9d60b",
      	"strategyId": "qwe0e9b5d8dd46eb9d90v",
        "strategyDisplayName": "Loan Underwriting",
        "result": "failed",
        "outputs": {
            "custom_score": 230
        }
    },
    "createdAt": "2023-05-19T11:35:16.270Z"
}

Application Deleted

The "application.deleted" event occurs when an application is deleted, either manually on the platform or via APIs. The event data has the following structure:

{
    "eventId": "85fe6df22de744f2bcccf84",
    "eventType": "application.deleted",
    "data": {
        "object": {
            "id": "bcd0e9b5d8dd46eb9d60b",
            "displayId": "100000",
            "variables": {
                "borrower_first_name": "John",
                "borrower_email": "[email protected]",
                "borrower_personal_id_number": "999999999",
                "borrower_last_name": "Doe",
                "borrower_phone": "+1234567890",
                "borrower_date_of_birth": "05/25/1978",
                "borrower_home_address": {
                  "street_number": "123",
                  "street_name": "Street",
                  "unit_number": "2",
                  "city": "Los Angeles",
                  "state_or_province": "CA",
                  "country": "US",
                  "zip_or_postal_code": "12345"
                },
                 "coborrower_first_name": "Jane",
                 "coborrower_last_name": "Doe",
                 "coborrower_email": "[email protected]",
                 "coborrower_phone": "+1234567890",
                 "coborrower_personal_id_number": "111111111",
                 "coborrower_date_of_birth": "01/05/1973",
                 "coborrower_home_address": {
                   "street_number": "123",
                   "street_name": "Street",
                   "unit_number": "2",
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