Find Borrower User Account (Token)

The Find Borrower User Account (Token) API gets information about a user account. This can be helpful if you want to check certain information about their account, including the following properties:

• id, which is their Borrower Account ID.
• borrowerId, which is their Borrower ID.
• isEmailNotVerified, which is either true or undefined and indicates whether their email is verified.
• email, which is their email address.
• phones, which is their phone numbers. deprecated; use phone and isPhoneVerified instead (will be removed in next major version)
• lastActiveAt, which is when they were last active.
• status, which is one of (active, blocked, pending).
• testing, which is boolean flag of the Lending System mode.
• isMfaIncomplete, which is either true or undefined and indicates whether their phone is verified.
• phone, optional, string.
• isPhoneVerified, boolean, either true or false.

This API does not require a JSON body.

The header contains two fields encoded in the x-digifi-account JSON base64 string: isEmailNotVerified and isMfaIncomplete. These will either be true or undefined (no falsy value). Check these flags to optionally enforce phone authentication or email verification.