Find Borrower User Account (Token)

How to find information about a borrower's user account using their access token.

The Find Borrower User Account (Token) API gets information about a user account. This can be helpful if you want to check certain information about their account, including the following properties:

  • id, which is their Borrower Account ID.
  • borrowerId, which is their Borrower ID.
  • isEmailNotVerified, which is either true or undefined and indicates whether their email is verified.
  • email, which is their email address.
  • phones, which is their phone numbers.
  • lastActiveAt, which is when they were last active.
  • status, which is one of (active, blocked, pending).
  • testing, which is boolean flag of the Lending System mode.
  • isMfaIncomplete, which is either true or undefined and indicates whether their phone is verified.

This API does not require a JSON body.

The header contains two fields encoded in the x-digifi-account JSON base64 string: isEmailNotVerified and isMfaIncomplete. These will either be true or undefined (no falsy value). Check these flags to optionally enforce phone authentication or email verification.

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