General Settings

Overview of General Portal Settings

This section is for platform administrators who are setting up or managing the system. It covers key elements of intermediary portal configuration, including how to:

Configure, launch and disable the testing and production portals.
Manage general settings and password protection.
Add legal consents.
Configure your production portal domain (e.g. https://portal.yourbankname.com).

Portal Status

This page displays the actual portal status (which will initially be disabled) and lets you view the steps that must be taken before the portal can be launched.

Launching your portal(s) requires completing a few steps:

Step 1: Provide Company Information

The first step requires ensuring that your basic company information, including Company Name and Legal Address, is correct. These will be used throughout the intermediary portal, including in the portal itself and emails, and should be accurate. To update your company information, navigate to the Billing page.

Step 2: Customize Portal Branding

The second step requires you to customize the appearance and language of your intermediary portal. This is done through the Branding section, where you can select a customer-facing language and incorporate your company’s colors and logo. These customizations will also be reflected in the automatic emails sent to borrowers and intermediaries.

Step 3. Connect Email Account

DigiFi's intermediary portal includes emails to your intermediaries. For example, intermediaries receive an email when a certain automation is triggered. These emails must be delivered from your email domain for both legal reasons and to ensure a seamless borrower experience.

Our platform includes an integration with SendGrid, which is part of Twilio (a public company) and is a leading provider of automated email delivery. If you don't already have a SendGrid account, you'll need to make one and connect it to DigiFi as described in the SendGrid Email Delivery section of our user manual.

Once you've connected your SendGrid account, emails will automatically be delivered from your domain and configurations in SendGrid, creating a completely seamless experience for your partners.

Step 4: Add Legal Consents

The legal consents can be configured in the "Legal Consents" section under the "General" setup of the portal. At least one legal consent must be added before you can launch the intermediary portal.

To add a legal consent:

Click on the “Add Legal Consent” button.
Provide the document's name and body text.
Switch the toggles to determine whether the document will appear in the website's footer and/or when they submit new applications.
Click on the “Add Legal Consent” button.

To delete a legal consent:

Hover over the consent's line in the table.
Click on the 3-dots and select "Delete Legal Consent."
A pop-up window will open in which you can confirm that you want to delete the consent.

Step 5: Connect Your Hosting Domain (Production Only)

The production portal must be hosted at a web domain that you provide. The “Hosting Domain” page lets you connect the portal to a subdomain of your main website and provide your intermediaries with a seamless branded experience.

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We suggest https://loans.yourdomain.com or https://portal.yourdomain.com!

To connect the standard portal to the custom domain:

Provide the subdomain name.
Click the “Add Domain” button.
Visit the admin console of your domain registrar and add a record to your DNS settings, selecting CNAME as the record type (you may need to contact someone in your IT department for this).
Copy the host and target values generated by the DigiFi platform into your DNS settings.
Refresh the webpage.
DigiFi automatically triggers verification of the domain ownership. If verification passes successfully, you will see the status “Connected”. This often takes a few minutes, so please be patient!

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If we're not be able to confirm the CNAME, you will see the status “Issues Detected” and an error message. Please contact us if you need help connecting the borrower portal to your subdomain.
Please note that the domain certificate is issued automatically via Let’s Encrypt after the "Launch Portal" button is clicked and the portal has been successfully launched.

Step 6: Disable Custom Portal Authentication

This is usually not a required action, however if you previously connected a custom lending portal to DigiFi's authentication, you'll need to revoke this. Navigate to the "Custom Portal Auth" section of the platform and disable it.

Step 7: Launch Portal

After you have completed all the steps, the portal's status will change from “Disabled” to “Ready to Launch”. To run the portal deployment click the “Launch Portal” button. A pop-up window will open in which you can confirm that you want to launch the portal or go back to the “Portal Status” page.

It typically takes a few minutes to launch the portal. Once launched, you’ll see a link to the "Sign In" page, which you should share with users associated with intermediaries.

If your portal does not launch within 10 minutes or you receive an error message, please contact us for assistance.

Step 8: Invite Your Intermediaries

Once your portal is launched, you can invite users associated with the intermediary record to create accounts and complete the loan origination process online. After creating accounts, users can track applications, provide additional information, and complete required tasks.

The portal is secure and requires a password, email verification and phone verification from every user. Two-factor phone authentication (or "2FA") is an additional layer of security for the account and helps to prevent unauthorized access. We'll send a text message to the user's mobile phone with an authentication code every time they attempt to sign in.

Hosting Domain

The testing portal doesn't require a hosting domain, so it is ready to launch once you complete the required steps. DigiFi will automatically generate a domain when the portal is launched, allowing you to start testing immediately if needed.

A production domain is always required to launch the production portal. The portal must be hosted on a web domain that you provide. To add a production domain, please follow the instructions provided here.

Settings

You can enhance the security of your portal by adding a password and restricting external access. We recommend always having a password on your testing portal and having a production password until you are ready to take it live for users.

Legal Consents

DigiFi's intermediary portals let you add legal consents (e.g. Term & Conditions, Privacy Policy, E-Signature Acknowledgment, etc.) which appear in the portal's footer and/or that the intermediary must consent to when they submit new applications. At least one legal consent must be added before the portal can be launched. For detailed instructions on uploading legal consents, please refer to the guide provided here.