Plaid
How to add Plaid integrations to your loan product.
Overview of Plaid Integrations
Plaid enables external applications, such as DigiFi, to connect with applicants’ bank accounts to retrieve information, such as transactions and balances.
Plaid Link
The Plaid integrations require a client-side component called Link, which can be integrated through DigiFi if you are using the Standard Borrower Portal or set up separately if you have a custom portal.
Plaid Integrations
The following is a list of Plaid integrations currently available in DigiFi's integration marketplace.
Proxy URLs
All requests to Plaid data integrations are routed through DigiFi’s proxy server, enabling secure authentication with the token from Plaid Link.
Original URL: https://sandbox.plaid.com/{endpoint_path}
Proxy URL: https://api.cloud.digifi.io/plaid/sandbox/{endpoint_path}
The Proxy URL may vary if you are using private or self hosting. Please contact DigiFi with any questions.
| Name of the Product | Category | Description |
|---|---|---|
| Plaid Auth (Retrieve Bank Data) | Banking Data | Plaid integration endpoint that returns a consumer's bank accounts and, if available, high-level account data and balances. |
| Plaid Assets (Create Report) | Banking Data | Plaid integration endpoint to initiate the process of creating an Asset Report. |
| Plaid Assets (Retrieve Report) | Banking Data | Plaid integration endpoint to retrieve an Asset Report that was previously created. |
| Plaid Identity (Retrieve Identity) | Banking Data | Plaid integration endpoint that returns account holder information on file with the financial institution (name, email, etc.). |
| Plaid Income (Retrieve Bank Income) | Income Verification | Plaid integration endpoint that returns estimated income based on bank account data. |
| Plaid Income (Retrieve Payroll Income) | Income Verification | Plaid integration endpoint that returns estimated income based on payroll data. |
| Plaid Transactions (Retrieve Transactions) | Banking Data | Plaid integration endpoint that retrieves up to two years of transaction data, including merchant and category information. |
| Plaid Investments (Retrieve Transactions) | Banking Data | Plaid integration endpoint that provides insight into investment accounts, including balances, holdings, and transaction history. |
| Plaid Liabilities (Retrieve Liabilities) | Banking Data | Plaid integration endpoint that accesses credit card and mortgage data, including APRs, due dates, and balances. |
How to Add Plaid Integration
To add a Plaid integration:
- Click on the card with the integration you'd like to add to your loan product.
- Download the documentation if needed.
- Click on the "Add Integration" button.
- Adjust the integration accordingly and save the changes.
Connecting Other Plaid Products
If you are working with a Plaid product that's not yet in our marketplace, you can manually connect it using data integrations or submit a request through our customer support for it to be added to the marketplace.
Updated 12 days ago